Debt recovery proceedings require a sharp, enforcement-driven approach backed by a clear understanding of statutory mechanisms and borrower-defender strategies. At Summus Law Offices, we represent financial institutions, lenders, businesses, auction purchasers and individuals in contentious recovery matters across specialised tribunals and courts.

Our team regularly appears before Debt Recovery Tribunals (DRT), Debt Recovery Appellate Tribunals (DRAT), civil courts, and High Courts in recovery and enforcement proceedings.

Our Services

• Filing and defence of original applications before Debt Recovery Tribunals (DRT)
• Proceedings under the SARFAESI Act, including challenges to enforcement actions
• Representation in matters involving secured and unsecured debt recovery
• Litigation relating to attachment, sale, and enforcement of secured assets
• Defence of borrowers and guarantors in recovery proceedings
• Appeals before Debt Recovery Appellate Tribunals (DRAT) and higher courts
• Execution and enforcement of recovery certificates and decrees

Our Approach

We handle debt recovery disputes with a results-oriented and strategic mindset. Our focus is on swift enforcement, minimising delays, and securing favourable outcomes through effective representation across all stages of recovery proceedings.